www.iva.co.uk

Hi All

Throughout my time here I often see people asking about mobile phone contracts and sim contracts.

I have recently moved to the Smarty network and thought I would share.

Smarty offer sim only contracts on a one month rolling basis. Their deals are competitive and the signup process does not require a credit check.
What is also great is you can not overspend. You can only use what is in your plan. If you want to do anything outside your plan, or over your usage limits then
you need to topup manually with some extra credit.

So a good way of getting a good deal which controls your spending.

It uses the 3 network and coverage for me has been good

Link below, hope it is ok to add a link:

https://goo.gl/c3ycQz

Thanks for the heads up nevillebunny. Sometimes getting phone contracts is a pain once they know you are in an IVA, having options can always save you a few quid here and there.

Is Smarty the one where your data is refunded the next month if you don't use it all? I recall reading about them last summer just as they launched. I almost went with them but them my phone was on it's last legs (full to flat battery within an hour) so I went with a Huawei on Vodafone as it was a cheap contract and the phone had awesome reviews.

Mrs_Brown wrote:

Is Smarty the one where your data is refunded the next month if you don't use it all? I recall reading about them last summer just as they launched. I almost went with them but them my phone was on it's last legs (full to flat battery within an hour) so I went with a Huawei on Vodafone as it was a cheap contract and the phone had awesome reviews.

Hi Mrs Brown. Yes, thats the one. So for every full GB of data your don't use, they deduct the cost of your next bill.

Early days, but very good so far

I'm already in a phone contract. Once im due an upgrade/ new contract will my current provider find out about IVA and give me grief? Been customer with them for over two years , so hoping when i renew they won't complete new credit check

Vince_100 wrote:

I'm already in a phone contract. Once im due an upgrade/ new contract will my current provider find out about IVA and give me grief? Been customer with them for over two years , so hoping when i renew they won't complete new credit check

I had no problems upgrading during my IVA, but, of course, you have to be wary of going beyond your already agreed allowance for that category. I even got a new contract at the time.

Thanks foggy. Should be ok when it's time for upgrade. Can't remember credit check during upgrade etc