Posted: Thu Sep 13, 2007 11:32 am
Hi All,
As most of you know me and my partner had an IVA proposal rejected back in March by one creditor (NR)we have since begun a DMP to see us through some time while we explore and try and come to a more acceptable offer for NR.
The DMP is set up and is working ok a few of our creditors have now sold on the debts and most of the companies are accepting our current offer and freezing interest also saying that so long as this is not breached no further action will be sought.
Although when we are contacted by these companies they are all pointing out that we are with a company that are making a monthly charge and at present are recieving £45 a month from our payment.
The companies are advising us to check out CCCS and PAYPLAN what does everyone think to this, advice here would be gratefully accepted.
Thanks
Julie
As most of you know me and my partner had an IVA proposal rejected back in March by one creditor (NR)we have since begun a DMP to see us through some time while we explore and try and come to a more acceptable offer for NR.
The DMP is set up and is working ok a few of our creditors have now sold on the debts and most of the companies are accepting our current offer and freezing interest also saying that so long as this is not breached no further action will be sought.
Although when we are contacted by these companies they are all pointing out that we are with a company that are making a monthly charge and at present are recieving £45 a month from our payment.
The companies are advising us to check out CCCS and PAYPLAN what does everyone think to this, advice here would be gratefully accepted.
Thanks
Julie