www.iva.co.uk

Posted: **Thu Sep 13, 2007 8:10 pm**

i have been reading recent posts regarding bank accounts in an iva . i have a current account with smile , the overdraft limit states £0.00. none of my creditors are linked to this account . would i still be able to use this account in an iva

Posted: **Thu Sep 13, 2007 8:16 pm**

As far as I know you will be ok with Smile - I think some other people have accounts with them.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Thu Sep 13, 2007 8:22 pm**

Hi
You should be fine with this.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Fri Sep 14, 2007 1:56 am**

Hi Clasher,
I've got a Smile current account with cheque book/visa debit card and have had no problems since I started my IVA, they are part of the co-op group which seem supportive of IVAs.
Just make sure that your overdraft is actually £0 as when I applied for my account, they automatically gave me the £500 overdraft and I had to send them a secure message asking them to remove the facility.

59 and counting as of 21 August 2007

Posted: **Fri Sep 14, 2007 4:28 pm**

Me too and I had to do the exactly the same with regard to the overdraft to. I have never had any problems with them and I was able to get a cash isa too ( not that there's any money in it !!!)

Posted: **Mon Sep 17, 2007 7:44 pm**

I have just been confirmed as the latest "SMILE" custmer -I applied on line and after a series of secure emails and personal questions to verify my status, they undertook a credit check and accepted both my husband and I for their basic account - comes with auto overdraft for £500 however need to send a secure email as soon as account is fully opened to have this facility removed! Smile some banks do like us !