www.iva.co.uk

hi im currentl on an iva and am paying £270 per month .I am at college now and we only have my wifes income to get buy on .i have tried to contact blair-endersby to reduce the amount to pay each month but they havent replied is worth us going bankrupt as we live in a rented council house and have no assets except for a car.

Hi
You can go bankrupt at anytime and as you have no assets then it may be,financially,better for you.
Do try[again] and contact your IP though and discuss your situation.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Welcome to the Forum Tazs,

I would definitley persue your I.P as you really need to discuss your options with them and keep them in the loop. It is possible for you to go bankrupt but you will need to stop making your IVA payments so you can fund your bankruptcy.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Hi Tazs, how long are you going to be at college for? It may be possible to try for a variation (even if it's just temporary until you finish college) but you really need to speak to your IP and discuss the situation with them. Keep phoning/writing to them as you need to get this sorted before you start missing payments. If you decide to go BR, you don't own a house, so no problem, but how much is your car worth? If it's high value then the OR will want it sold (they then give you an allowance to buy a cheaper car if they deem it essential that you have a car). Good luck.

Hi Tazs

Please write to your IP making a suggestion and see if the IVA can be varied!

Hi tazs, we are with B+E too and have the same problem getting through but I just keep ringing them straight back as soon as I get told I'll have to wait 24-48 hrs to get to speak to someone. I literally put the phone down and then redial....it always works for us, so give it a go[;)]

Why spend life worrying...when you can spend it smiling!!