www.iva.co.uk

Would you believe it!!!!???? I have been driving since 1976 and never once received a speeding ticket!!! ... and now I have my first and 3 points to boot!

Now I am in an IVA with no disposable income after all - how the H**l does one pay fine???

I know I am a numpty and should not have been speeding - but hey ....... s*** happens!!!!

Apologies all - just needed to vent and moan!

Sadsack

You will have to pay the fine, as failure to do so will hold you in contempt of Court. I assume that you have a miscellanous provision within your IVA proposals, which could be used to fund the fine, alternatively ask your IP if you can forego one payment to cover the fine. I hope it was not too high!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Hi Mel

Thanks for replying!!! I will pay the fine as being in contempt of court is the last thing I need! The fine is not too bad - £60. I just hat having the points! Think I am going to have to petition car manufacturers to reduce the maximum speed on their cars!!!!

Sue

It,s strange really when you think that a speeding fine or indeed a parking fine do not take into account peoples ability to pay.
regards


Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

Hi Andy

There always seems to be some little devil around the corner waiting to jump on your head! Just when you think "I can cope", something else crops up.

Sue

sadsack so sorry to hear about the parking ticket, these things come to try us, hope it doesn;t leave you in to much difficulty.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Sorry to hear about the speeding fine Sue.

Andy, I know what you mean about fines - my theory is it's just another way to screw money from the motorist. Cynical, moi?!?
Never!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

I,m just amazed at the clamping firms.Can you imagine being clamped whilst in an IVA ?? No cash,no card....what would you do ??
Regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

I hadn't thought about that Andy - I'll be a bit more careful where I abandon, sorry park, my car from now on! I don't think my mum would be too happy about bailing me out yet again!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

You all crack me up and you have made my day!!! I never thought about the clamping bit - I spend 90% of my time driving and parking in London - guess what? Congestion charges!!!! How do you pay them without a card? Ok, you stop at a shop that displays a sign that you can pay your congestion charge there. Wonderful!!!! No damn parking anywhere near the shop!!! Well, pay online then! Sure! Did you hear - no bloody card!!!!!

Keep me smiling please!!!!

Sue

Sadsack

I have got the answer! I dont think debtors are meant to live never mind have the cheek to want to park!!!!! Bank account, car, holiday???? What was that, card?????? Excuse you for exhisting, I dont think so.

LILY

I believe that angels breathe and love will live on and never leave. I cherish all you gave me everyday.

Lily - if you don't pay within 24 hours - you get a Penalty Charge Notice of £50!!!!! And pay how exactly Mr Mayor of London????!!!!! You want my blood? Sure, have it!!! You want my life? Cool! I'll swap with you anyday as long as you are not insolvent!!!!! And if you are in an IVA - get on this forum! There are real people out there, not just credit card junkies!!!!

Sue

sadsack

Do you know about the prepay cards??? There is one that I have and you dont need a debit card to get one either.

www.myclashplus.com
Its not free though, read the terms and conditions

I have the same problem with no card, Lloyds cashcard account, you can only withdraw money from lloyds machines. (running out of petrol trying to find one is fun, also being mugged with all the cash is too, believe me I know) So I went into the shiny new co op bank thats just appeared in my little town and I have opened a new account with them; it comes with electron visa card, internet banking and withdrawals from any link machines. Pure joy. I told them my circumstances, debt, etc etc and they were very nice to me, even gave me a cup of tea. We dont have congenstion charges where I have the cheek to exist, so I really cannot identify with that. I hope this helps. Good luck

LILY

I believe that angels breathe and love will live on and never leave. I cherish all you gave me everyday.

Hi sadsack, i have the cashplus card it cost 4.99 per month and you can top up at post office, i then can use the card as i would a debit / credit card for things on the net over the phone extra, as i am not allowed a debit or cheque book with my basis account

(I apologise for my keyboards poor spelling and grammar)
http://coco.blogs.iva.co.uk

You know - the more I read about the Co-op Banking system, the more I like it!! They really seem to be ok with people like us in an IVA.

Thanks for all your help and advice - I guess this is what the forum is for!!

Sue