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Posted: Wed May 09, 2007 11:54 am
by e.p
Hiya
I am considering an IVA and I wondering how long the IVA stays on my credit file and after how long it will be before I am able to get credit again. I know everyone must ask these question, thanks
Posted: Wed May 09, 2007 11:58 am
by Sadsack
Hi e.p
An IVA stays on your file for the duration of the IVA. It will end when you pay your last payment, and a notification/certificate of satisfaction/completion will be issued to the credit agencies notifying them of such.
I do have to ask you a question though. Why would you want to take out more credit when it was credit that got you to the point of considering an IVA?
Sue
Posted: Wed May 09, 2007 12:23 pm
by Skippy
The IVA stays on your file for 6 years from the date it is agreed.
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/