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Posted: **Wed May 23, 2007 5:03 pm**

I have a debt to the DWP for overpaid benefit - will this be covered by the IVA or written off in bankruptcy?

Posted: **Wed May 23, 2007 5:05 pm**

Hi jay

This debt will need to be included in both an IVA and bankruptcy, but will likely be repaid directly by the DWP in limiting your future benefits.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Thu May 24, 2007 11:33 am**

I no longer receive any benefits. When I contacted the collection agency they said this would not be covered by the IVA and that I'd have to continue paying it separately is this correct? Also I'm concerned that I might be asked to repay some Child Tax and Working Tax credits because some people I know have had huge bills after they were told they were entitled to the money?
Do I pay the total amount of all my debts or is some of it written off?

Posted: **Thu May 24, 2007 12:32 pm**

No - the Inland Revenue become a creditor in the proceedings, just like everyone else.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk