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Posted: Tue May 29, 2007 10:15 pm
by Kiska
hello,

its the first time i have used anything like this before, i'm soooo excited, there are people who know how it feels.

Sounds a silly question but can you still get a mobile phone contract when in an IVA?

Started IVA in Dec 06. wish i would have found this site earlier.

cheersx

Posted: Tue May 29, 2007 10:19 pm
by Skippy
Hi Kiska and welcome to the forum. You may find it difficult to get a new mobile phone contract as your credit rating will have been affected by your IVA. I was told that Phones 4 U are more lenient than other mobile phone shops, but I'm not sure how true that is.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: Tue May 29, 2007 10:36 pm
by Kiska
Thank you, i will give them a try.

Feeling really stressed at the mo. my CSA payments have been reduced by over £100 and i'm waiting to see if anything can be done to help mw.[V]

Posted: Wed May 30, 2007 9:34 am
by Oliver
If you have a current mobile phone contract that you don’t owe massive amounts to you will be best advised to keep this as it can be difficult to secure a new contract once in the IVA.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: Wed May 30, 2007 3:23 pm
by finebridge
Hi Kiska & Welcome,

I am in agreement with the other experts. Are you able to upgrade your existing phone with the same company, as I believe this doesn’t cause problems?

Kind Regards

Nicola


Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Posted: Wed May 30, 2007 4:01 pm
by keh
Hi Kiska

Welcome to the forum

I was on pay as you go until last oct when i went into carphone warehouse and got a T-Mobile contract phone which worked out cheaper than my pay as you go.

So i would say yes you can

PS he tariff i'm on is only £25month with £90 credit for calls or txt's or both...a lot cheaper than £10 a week as i was doing

Keith

The long and winding road will straighten out eventually....keep the faith

Posted: Wed May 30, 2007 11:15 pm
by Kiska
cheers fot that, just phoned Virgin and they said it wouldn't be a problem to renew the contract.

only a silly thing i know but its a od send sometimes

x x x

Posted: Wed May 30, 2007 11:27 pm
by keh
Kiska

Nothing is silly in this forum

something tivial will be a very big help to someone else and you should be pleased with yourself now knowing that someone will have the same problem as you and will read your letter and replies and feel great

Keith

The long and winding road will straighten out eventually....keep the faith

Posted: Wed May 30, 2007 11:31 pm
by Kiska
my spelling is dreadful.
oops

kerry x x x

Posted: Wed May 30, 2007 11:36 pm
by keh
Kerry

Nuthin wron wih yur speling

Keith

The long and winding road will straighten out eventually....keep the faith

Posted: Wed May 30, 2007 11:38 pm
by keh
nhotnig wonrg wtih yuor esyiehgt ehietr

LOL

Keith

The long and winding road will straighten out eventually....keep the faith

Posted: Wed May 30, 2007 11:50 pm
by Kiska
mmm, i see, err, you never guess but i work in a school, begin to wonder why so many teenagers are failing in my area lol

Posted: Wed May 30, 2007 11:54 pm
by keh
Haven't been to school for 33 years maybe thats why i'm failing lol

The long and winding road will straighten out eventually....keep the faith

Posted: Thu May 31, 2007 12:02 am
by Kiska
i go every day like a good little kid..
i always said i couldn't wait to leave school and i end up back there[xx(]

Posted: Thu May 31, 2007 12:09 am
by keh
Glutton for punishment lol

Time for my ugly sleep now up at 0515 for work

Speak tomorrow[:X]

Keith

The long and winding road will straighten out eventually....keep the faith