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Posted: Fri Nov 30, 2007 4:33 pm
by kieranandmegansmum
so if i get a ccj in the meantime do i send this straight to my ip or do i fill it in first
S WARD
Posted: Fri Nov 30, 2007 5:52 pm
by MelanieGiles
Send it straight to your own IP and take their advice directly.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Fri Dec 07, 2007 8:38 pm
by kieranandmegansmum
hi have recieved a ccj from one of my creditors today whilst waiting for my proposal to come through have left message for mt ip to phone me as with regards what to do but hasnt got back to me yet. does anybody know how this works now or been in this situation.can the ip stop the ccj until iva accepted or is it a case of filling the form in and paying until the iva is hopefully accepted
S WARD
Posted: Fri Dec 07, 2007 10:14 pm
by Andrew Graveson
I understand that your IP can offer you some legal protection at this time.
One of the IP's will provide you with further detail soon I'm sure.
Andrew Graveson
Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Posted: Fri Dec 07, 2007 10:57 pm
by MelanieGiles
There is really no point in doing anything to stop a CCJ when you are in the process of proposing an IVA to your creditors, as the registration of a CCJ is no worse than having an IVA on your record.
You could apply for an Interim Order of the Court to stop ongoing legal action, but this will be more expensive for you and largely unecessary. I suggest that you get your IP to get cracking with the proposals as soon as possible to avoid any further legal actions against you.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Sat Dec 08, 2007 6:18 am
by kieranandmegansmum
ok but do i fill the form in as normal and if accepted pay for now
S WARD
Posted: Sat Dec 08, 2007 8:29 am
by MelanieGiles
Yes - there is no harm in sending the form back to Court confirming that you are in the process of an IVA, and if a payment amount is set for you I would certainly make those payments to avoid action by bailiffs.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp