www.iva.co.uk

Posted: **Wed Jul 18, 2007 7:24 pm**

Creditors who voted yes:

Halifax - debt of £10k
Virgin - debt of £4k
MBNA - debt of £2k

(these voted yes with a modification of an increase of £79 per month)

Creditors who didn't vote:

Lloyds TSB - debt of £24k
Abbey
Barclays

Posted: **Wed Jul 18, 2007 7:48 pm**

How much notice of the creditors meeting did your IP give, Poppy. It is odd that Lloyds and Barclays did not vote.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Wed Jul 18, 2007 8:06 pm**

Hi Poppy and Melanie
As I have said before lloyds did not vote on ours either same amount as well in fact more I think.

ang

Posted: **Wed Jul 18, 2007 8:19 pm**

Hi Melanie

The IP gave one months notice for the meeting.

I have been getting calls off Lloyds every day, plus letters demanding payments. Barclays haven't written to me but are still ringing.

I found it odd but it probably worked in my favour that they didn't.

Posted: **Wed Jul 18, 2007 8:22 pm**

Same with me about 4 weeks notice , but never had one call or letter from them.

Ang

Posted: **Thu Jul 19, 2007 12:06 pm**

Hi
I,m sure that we had a recent post from a member who,s IVa was agreed and again,from memory,barclays and Lloyds failed to vote with a large proportion of the debt.
I wonder if admin can find it ?
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Thu Jul 19, 2007 12:16 pm**

Hi poppy

Thanks for giving us the feedback from your meeting.
All the best!

Regards,
Michelle P.

Posted: **Thu Jul 19, 2007 12:26 pm**

Barclays seem to be a mystery, there are a number of big IP firms who say that they never vote in their creditor meetings but at the same time we have seen them vote on many of our proposals.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: **Thu Jul 19, 2007 3:12 pm**

Hi
I found the post from Todd where Barclays did not vote on his IVA
Posted - 26 June 2007 : 17:03:22
--------------------------------------------------------------------------------

Hi All,

Had my creditors meeting today and the IVA has been approved with no modifications the IP called to say the following:

Barclaycard debt 17K No vote received
Barclays Bank debt 14K No vote received
AA Financial Services debt 9K No vote received
MBNA debt 10K Accepted per proposal
Creation finance Debt 1/2K Accepted per proposal
Capital one Debt 1K Voted with modifications rejected by IP.

Works out at 35p in the pound!!!!!
Thanks for all the advice and support over the past few months experts and forum members its great to know you have people that understand keep you up to date in the future.
just want to sleep now

TODD

It seems strange that creditors with large and often deciding votes do not vote at all.
Why ???

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp