www.iva.co.uk

Posted: **Tue Jun 05, 2007 1:58 pm**

I have 23500 of debt how much would I be expected to pay per month

regards

Andrew

Posted: **Tue Jun 05, 2007 2:02 pm**

Hi Andrew

This will be dictated by your actual circumstances, and a calculation of the disposable income that you currently have available to offer to creditors. Have you calculated a sum yet you would feel comfortable paying?

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Tue Jun 05, 2007 3:12 pm**

You will always have to pay your creditors to the best of your ability so this figure will be dictated by the amount of disposable income (your total income less any reasonable living costs).

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: **Tue Jun 05, 2007 4:36 pm**

I agree with the other experts, with an IVA there is no certain amount which you are expected to pay. You must pay back to your creditors as much as you possibly can.

Remember that when you are working out your monthly expenditure that you be realistic with your expenses, an IVA is usually for 5 years which is a long time to stick to a strict budget.

Best Regards. IVA Experts