Posted: Fri Jun 22, 2007 7:45 pm
HI
i AM HAVING MAJOR PROBLEMS WITH AN IVA I ENTERED INTO 4 YEARS AGO THE COMPANY TOLD ME AND MY PARTNER ORIGINALLY WE SHOULD NOT PAY OUR CREDITORS BUT PAY THEM WE DID THIS FOR 6MTHS BUT THE IVA WAS REJECTED BY WHICH TIME ALL OUR ACCOUNTS HAD DEFAULTED LEAVING US NO CHOICE BUT TO ENTER INTO A IVA FOR 100% IN THE POUND WE WERE VUNRIBLE AND MISINFORMED WE OWED £33,893 BETWEEN US HOWEVER THE INTREST WAS NOT FROZEN BECAUSE WE HAD DEFAULTED THIS AMOUNT INCLUDED ALL FUTURE INTREST OF EACH ACCOUNT WE HAVE SINCE REPAYED £17700.00 TO OUR iVA i WAS HOPING TO REMORTGAGE TO PAY IT OFF BUT THEY HAVE ADDADED THAT MAY FEES I STILL OWE £27,149.87 I WAS TOLD I WAS INITALLY MISINFORMED BY THE CALL CENTRE THUS COSTING ME MORE BUT THAT I HAD TO PAY ALL THE COST ! i FEEL LIKE I HAVE BEEN CONNED IF I WOULD HAVE PAYED BACK MY LOANS I WOULD HAVE PAID £33893 INCLUDING INTREST I AM NOW PAYING 135% WITH ALL THESE FEES PLUS IT HAS BEEN SUCH A FINANCIAL STRUGGLE FOR US IF I WORK ANY OVERTIME FOR CAR REPAIRS OR SCHOOL TRIPS FOR THE KIDS I HAVE TO GIVE THEN 60% THEY HAVE RUINED OUR LIVES !!!
i AM HAVING MAJOR PROBLEMS WITH AN IVA I ENTERED INTO 4 YEARS AGO THE COMPANY TOLD ME AND MY PARTNER ORIGINALLY WE SHOULD NOT PAY OUR CREDITORS BUT PAY THEM WE DID THIS FOR 6MTHS BUT THE IVA WAS REJECTED BY WHICH TIME ALL OUR ACCOUNTS HAD DEFAULTED LEAVING US NO CHOICE BUT TO ENTER INTO A IVA FOR 100% IN THE POUND WE WERE VUNRIBLE AND MISINFORMED WE OWED £33,893 BETWEEN US HOWEVER THE INTREST WAS NOT FROZEN BECAUSE WE HAD DEFAULTED THIS AMOUNT INCLUDED ALL FUTURE INTREST OF EACH ACCOUNT WE HAVE SINCE REPAYED £17700.00 TO OUR iVA i WAS HOPING TO REMORTGAGE TO PAY IT OFF BUT THEY HAVE ADDADED THAT MAY FEES I STILL OWE £27,149.87 I WAS TOLD I WAS INITALLY MISINFORMED BY THE CALL CENTRE THUS COSTING ME MORE BUT THAT I HAD TO PAY ALL THE COST ! i FEEL LIKE I HAVE BEEN CONNED IF I WOULD HAVE PAYED BACK MY LOANS I WOULD HAVE PAID £33893 INCLUDING INTREST I AM NOW PAYING 135% WITH ALL THESE FEES PLUS IT HAS BEEN SUCH A FINANCIAL STRUGGLE FOR US IF I WORK ANY OVERTIME FOR CAR REPAIRS OR SCHOOL TRIPS FOR THE KIDS I HAVE TO GIVE THEN 60% THEY HAVE RUINED OUR LIVES !!!