www.iva.co.uk

Hi
My next frugal friends meeting will be on Monday 12th November at the Malmaison Hotel,Station Road,Reading RG1 1JX.
It is located right by the Reading train station and is only 30mins from London Waterloo.
I have Melanie,Skippy and Soulgrowth attending and it looks as if it will be a great meeting.
It will start at 7pm and will be held in the hotels lounge with all drinks paid for by IVA.co.uk.
I will be there early to welcome each forum member and look forward to meeting as many forum members as possible.Partners are more than welcome to attend.
Please confirm your attendance by registering on the events page or by contacting myself via my "contact Andy" link.
Regards


Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Sorry Andy it sounds great but just not practical for me . I would have to take a hald day from work to get the 16:08 train to get there by 19:00 .. assuming that it finishes around 10 pm I would get back to Ipswich at 05:55 .. cost according to One trains about £63 .. plus all night sitter ..
Frugal ... err not for me .. sorry

Hi
Hope to see you,or not !!

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Hi
Just a reminder that my next frugal friends meeting is next Monday in Reading.Melanie will be there and Skippy so it's got the makings of our best meeting to date.
All drinks will be on IVA.co.uk and the meeting will start at 7pm.The hotel is the Malmaison and is located right next to the train station.
Everyone is welcome and it is very informal,please contact me using the contact Andy link or sign up on the events link on the left hand side of the home page.Partners are welcome.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Hi Andy

We are planning to be there given it is just down the road!

look forward to meeting everyone there!

Hi Ray
That's made my day !!
I always enjoy talking to you
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Hi Andy

Really wish I could be there as its a lot closer to Southampton than Birmingham. Lol.

I'm actually getting away for a few days on the Pride of Bilbao cruise ferry. I leave Sunday night and return Wed evening. We spend all of 4 hours there before our return journey. Its costing me £36 for sharing a 2 bed cabin and, if the weather allows I'll get to see what the Bay of Biscay is all about.

Apparently there is plenty of entertainment on board so I will be with you in spirit as I will be being frugal when it comes to doing the things that cost extra such as the cinema, casino and arcades.

Really would like to have been there to meet Skippy and say hi to Melanie. Maybe the next one.

Regards

Dave
Dave

Hi Andy,
would love to come and meet you all, but it's a tad too far for me, maybe next time. But I hope the evening goes well for everyone and you have a great meeting.
Best wishes
Mike

Hope you have a good time, We look forward to meeting you if you come to the North West

Dave,

If you haven't done the pride of Bilboa trip before and there is the slightest chance you may be seasick take some strong pills with you . I went about 2 years ago in March was absolutely fine until we entered the bay of biscay, didn't leave the cabin again until we reached spain. Aparently has some of the roughest seas on the planet. Was well worth it for the 4 hours in Bilboa though, nice place.

It's a shame you won't be there Dave - it would be good to meet you. Maybe at the next one!

Have a lovely time on the Pride of Bilboa! I have to say rather you than me though - I get sick in a car, let alone on a boat! One thing I have found that helps (and hopefully might help someone else) is the anti sickness wrist bands. It might be psychological, but I don't feel as bad as I used to.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Dave

I have friends that do that trip a couple of times each year and they have a whale of a time. Apparently it is a bit of a booze cruise!

Have a good time!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Thanks everybody

Yup Mel you got that right. 6 blokes from the pub on a (cheap) booze cruise.

One of the reasons I'm in the financial position I am is because I took part in an expensive yacht race 4 years ago. It was 12 days sailing around Britain and Ireland and whilst going round the Shetlands we encountered a force 9. I'm used to sea sickness but have never actually suffered it myself even though I've had ample opportunity.

3 years ago I raced in the Caribbean and was one of the few out of 18 crew who could go below deck and re-pack the spinnaker sail between upwind and downwind legs.

You watch, I'll be back on here next week telling everyone how I spent 4 days hugging the cabin toilet. Lol.

Regards

Dave

Hi
Don't forget that Melanie will be available to advise you on any problems/questions that you may have regarding debt/insolvency,so it's a great opportunity to get that expert advise AND a free drink,or two!!!
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

I already have my questions ready for Melanie!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/