www.iva.co.uk

Posted: **Sat Oct 06, 2007 6:00 pm**

Hi I have recently applied for an iva. However I will have to move within the next month. I was Just wondering what the agents would say to me when they do their credit search? will I get turned down?

Posted: **Sat Oct 06, 2007 8:05 pm**

Hi
If you are not actually in the IVA it will not be on your file just yet.Do you have any CCJ's against you ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Sun Oct 07, 2007 7:23 am**

andydavie wrote:

Hi
If you are not actually in the IVA it will not be on your file just yet.Do you have any CCJ's against you ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Hi no i havent. Just a few defaults asfar as i know.

Posted: **Sun Oct 07, 2007 7:39 am**

Hi anthony
You might find it better to sort your housing situation out before an iva, if your credit file is ok at present. You may find once in an iva that they would want about six months rent upfront or you would have to go through a private landlord.
Someone will correct me if i am wrong. I think we are the only ones up at the moment. I have to watch the grand prix as hubby woke me so I'd rather be on here.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Sun Oct 07, 2007 10:16 am**

Grrrr, the grand prix - I'm not happy!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Sun Oct 07, 2007 10:26 am**

No neither is my hubby.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Mon Oct 08, 2007 4:57 pm**

im having trouble moving because of my iva. yes they all want 6 months rent advance or a guarantouer.

the worst was - 100 pound credit search for me, which i knew id fail, and then the same for my guarantuer..

then if they decide im still to risky i dont get my credit search money back?

Posted: **Mon Oct 08, 2007 7:42 pm**

I hope it sorts out for you soon Richard.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Tue Oct 09, 2007 4:42 pm**

Wow
Someones making a tidy bit out of the credit search.........bet it's the agent
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Tue Oct 09, 2007 4:44 pm**

I did think them same Andy.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Tue Oct 09, 2007 4:48 pm**

i did question this, but got told either pay it or dont live in one or our properties.

i said id fail whats the point.. hmmm the point is its how they make thier money!

Posted: **Tue Oct 09, 2007 4:55 pm**

It just seems so unfair to do this, they could just turn everybody down and make money that way.
I hope you get sorted Richard, have you heard from them yet. Try the private landlord sector or are they the same.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/