Posted: Sat Oct 06, 2007 6:03 pm
I have been in an iva since march. I'm finding it a very difficult process to make ends meat. I now have to pay 50% of any overtime i work which i was hoping to do, to allow for any emergencies. If i pay this 50% I calculate that i will have paid back the full sum i had borrowed, and feel i should have tried to get a long term loan and as a result would not have a bad credit rating. I feel i have been misinformed and having read other people's mail, i realise that my iva took from last november to July to go to meeting. What are my options? Would it be worth my while seeking financial advice?
thanking you for your time
thanking you for your time