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Posted: Fri Oct 19, 2007 12:28 pm
by mchl
hi im currently in an iva,i was just wondering if my husbands credit rating would be affected by this as in the iva he is adding to the household income,bascially can my husband get hp with it not affecting the iva???are washing machine has broken my mum said if we can get one on hp she would give us the money each week/month
Posted: Fri Oct 19, 2007 1:32 pm
by bagpuss
hiya xx i aint to sure, but couldnt your mum get the washer on hp being as she will be paying for it anyway..? x
Angie xx
My IVA Story......
http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
Posted: Fri Oct 19, 2007 3:03 pm
by mchl
not sure what about renting can you do this in an iva?? as you are not buying it so its not hp ,could i take it out of my weekly shopping buget 2.99 a week??
Posted: Fri Oct 19, 2007 8:00 pm
by ray_a
I think you have to talk to your IP first and see if he would allow it.
One way might be to allow you a payment holiday for one month in order for you to get one!
Have a chat with your IP
Good Luck
Posted: Fri Oct 19, 2007 8:07 pm
by MelanieGiles
Good advice Ray - and then IVA contributions could then be increased in each month thereby dealing with the arrears. If I were the IP in this case, this would be more than acceptable to me.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp