www.iva.co.uk

I have read so many threads on here...some are very sad and you can hear the worry and fustration in them.

A 5 year IVA must be so hard....thats along time...with only good to come from it for sure but some of the things i have read on here i cant help thinking that we were extremly lucky to be able to do a F/F....not that thats easy but its over with alot quicker.

I really do admire you all so much. You really do deserve a huge pat on the back, for being so determined to beat this horrid credit lark.

Well done to all of you .... xxx

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/

Awww thanks Angie ..

I tried the pat on the back thing but the damn cow wouldn't sit on my shoulder .

Slainte
LOL

Thanks Angie from me too. I'm still in the proposing stage.

This forum has enabled me to confide in a friend at last. A friend I talk to on another forum, then we got friends offline (msn) chatted loads never met! Tonight we talked, tonight she told me her username on this forum, I told her mine we discussed. Small world eh?

Thanks Angie

Mish you really do make me chuckle

mrs skint

yes 5 years is an eternity to live on a very tight budget! i am 2 yrs down this xmas with 3 more to go and to be honest its only my overtime money that keeps me cheerful and able to cope with it all