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Posted: Mon Oct 17, 2011 12:44 pm
by dakine
Notice this section has not been posted on since 31st July 2011, was wondering if any new mortgage lenders had come to market.
Last time I questioned this things in the market place was tight but was rumoured new lenders were coming to market.
I completed the 6yrs as of August this year (paid off after 1yr) but don't want to be wasting my credit checks if I am to be refused?
Posted: Mon Oct 17, 2011 1:29 pm
by dakine
Knew news even
Posted: Mon Oct 17, 2011 2:00 pm
by Shining
Luluj has the details of a broker that she has recently used and I know she doesn't mind sharing these with posters. x
Posted: Mon Oct 17, 2011 4:33 pm
by kallis3
He's hopefully coming on board soon as a forum expert.
Posted: Mon Oct 17, 2011 5:20 pm
by plasticdaft
Be interesting to see how open the market becomes but cant see any changes to the availability of sub prime mortgages for a few years yet. Lot of firms with burnt fingers who wont want the risk.
Paul
Posted: Tue Oct 18, 2011 8:24 am
by luluj
as always happy to share my broker details with people!
Posted: Tue Oct 18, 2011 1:01 pm
by dakine
Hi luluj, would be interested to know who your broker is but can't find a PM function to contact you.
Don't know if I'm allowed to post up my email address on here (don't want to break the rules). So how do we go about sharing this information?
Ot of interest what is the difference between an 'all market broker' and a standard broker?
Posted: Tue Oct 18, 2011 1:08 pm
by kallis3
I will email your details to luluj when I get home from work dakine. You"re not allowed to post them in here. It's only so that you don't get inundated with spam.
Posted: Tue Oct 18, 2011 1:17 pm
by dakine
Thanks kallis3
Posted: Tue Oct 18, 2011 4:38 pm
by kallis3
Dakine - your email details are winging their way to Luluj as we speak.
Posted: Mon Oct 24, 2011 5:09 pm
by dakine
Still awaiting RBS to get there act into gear and remove an item that was never marked as default in the first place. Up until then I cannot do anything.
Before even putting my house on the market would i be well advised to apply for a mortgage 'in principle' to ensure I can get the borrowed amount i require? Then put the house on the market, or is there a better way of doing things??
Posted: Mon Oct 24, 2011 5:18 pm
by luluj
I would certainly have a chat with a broker to see if it is likely to avoid building up hopes and generating extra paperwork and anxiety for yourself - moving is a stressful time and if a mortgage is not likely I wouldn't put yourself through it.
Have you spoken to my broker via the details I sent you ?
Posted: Mon Oct 24, 2011 6:17 pm
by dakine
Not yet, didn't think there was much point until this item from RBS was removed which should be by the end of this week.
I will call him if that is what you recommend. Thanks Lulu