www.iva.co.uk

Hi

I successfully settled my IVA early in 2010. My credit report is up to date and all the nasties should drop off on 02/11/2012.

At that time my wife and I will be looking to move house. Presently the mortgage is in her name only. We want to make a joint application will my IVA be a problem? It'll be over 6 years old and settled.

Hi and welcome to the forum.

We have a resident mortgage expert on the forum who may be able to help you.

His name is Ryan and you can find his contact details under the 'Ask a Question' link on the left hand side of the page. Give him a call - he has helped several posters out on the forum.

Thanks for your reply,I was a bit reluctant to hassle him yet as this isn't likely to happen until late in the year or maybe in to next year.

However I emailed and received a reply almost immediately. Can't praise him highly enough.

That's good news.

Ryan comes very highy recommended from me ...he sorted us out and we are constantly referring others to him ....