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Posted: Fri Mar 11, 2016 5:25 pm
by SUC
With the low interest rates at the moment if I was to renew my mortgage with the same provider ie Natwest are the savings captured under the IVA.
Posted: Fri Mar 11, 2016 5:50 pm
by Foggy
They will be taken into account at review.
Posted: Fri Mar 11, 2016 5:50 pm
by kallis3
Hi,
If you are making savings then I imagine it will affect your payments.
Posted: Sat Mar 12, 2016 4:18 am
by Shining
Generally, more disposable income at review time (and sometimes before) results in higher payments.
Posted: Sat Mar 12, 2016 8:18 am
by SUC
No real incentive then to do anything
Posted: Sat Mar 12, 2016 12:08 pm
by Foggy
I agree --- I never sought to get better deals during the IVA.