www.iva.co.uk

Our IVA is coming up to 6 years on 26th August.

I thought I would message my financial advisor to see what we should do in regards remortgaging to move.

He has just said I have to wait a further 3 years after the 6 years are up as there is currently on one lender that will consider us after the 6 years.

We were never told this from our IVA company. We was led to believe after the 6 years are up it comes off our file and we start a new.

Please advice I'm so upset right now

Please don't get upset. The professionals will answer soon and point you to some people who have helped others get a mortgage

That is one lender on his panel. We have two whole of market brokers who have been very successful in getting mortgages placed for our members --- contact Ryan Radford or Shaun Vickery ( details under "Quick Links" - top left - then "The Team" )

I'm not sure why your IFA is suggesting 9 years instead of the standard 6.

Speak to one of the forum experts to see if they can help as Foggy suggests.