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Posted: Wed Apr 16, 2008 10:45 am
by CoverItAll
UreLife have just launched this pre-paid debit card with built in Government-approved proof of age.

Carl Horne, Director at UreLife commented:

“The UreLife card is a new, safer way to carry, manage and spend money. Under-18s will have all the benefits and freedoms of cashless spending, while the proof-of-age mechanism will restrict purchases of alcohol, cigarettes and other age-restricted products. The benefits for retailers and parents are clear to see.”

The UreLife card is available at launch for five age groups; 12-15 years, 16-17 years, 18-20 years, 21+ years and 60+ years. Cards are colour-coded according to the age category of the cardholder and a colour photograph, PASS hologram and printed date of birth makes the card unique. Application forms for the cards can be downloaded from the UreLife website at www.urelife.com

Online proof-of-age
The UreLife card incorporates a unique numbering system that allows online retailers to easily and automatically reject payments from underage purchasers.

Other key benefits
Unlike other prepaid cards, when topped up once a month, UreLife has no hidden costs, commission or fees. If this is done once a month, topping up the card by ten pounds means ten pounds is added directly to the card balance and the cardholder can spend the full ten pounds.

As a prepaid debit card, a UreLife card carries a balance that can be ‘topped-up’ by telephone debit transaction, direct debit or via cheque and postal orders – much the same as a pay-as-you-go mobile phone. The card does not include a credit facility, meaning that users cannot get into debt through the use of the card.

A reward points website has also been launched at www.ureadvantage.com, providing cardholders with exclusive discounted offers on a broad range of products.

Posted: Wed Apr 16, 2008 3:02 pm
by Skippy
It could be quite good - as I've said before not everyone can get a bank account with a full Visa debit card.

Posted: Wed Apr 16, 2008 6:34 pm
by angela18
it could also teach teenagers to be responsible also.. seems like a good idea

Posted: Wed Apr 16, 2008 6:47 pm
by clive.g
Ive got to say i think thats a good idea, Not great has its down points as metioned by other people already..

An id card and a card where you cannot go overdrawn etc. I think thats definatly the way foward and its also a great way to teach younger people about money etc.. And prevent them from spending on things they shouldnt like alcohol for example.

They could have a certain amount of money put into it each month maybe by their parents and then give to there child to go out with.. You could use the card as a way of giving pocket money perhaps.. Then when they grow up they can use it thereselfs.. I do think its more for the younger people..

Clive

Posted: Wed Apr 16, 2008 7:49 pm
by angela18
oooh ladyH..Harrods!! Very you[;)]

Posted: Wed Apr 16, 2008 8:01 pm
by angela18
may not be too many platinum cards knocking about..

Posted: Thu Apr 17, 2008 4:13 pm
by Emily
I posted earlier that this is a VISA DEBIT CARD....not the less regarded Visa Electron...but this is the catch...


Terms and condition:
Top-up fees Free for the first 12 direct debits or regular standing orders, 30p per top-up subsequently. Credit and debit card top-ups will be charged at 3% of the top-up value.
Top-up amounts The minimum top-up is £10. You can top-up the card to the maximum limit of the card.

It cost £12 to buy the card