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Posted: Wed Apr 16, 2008 5:53 pm
by angela18
I can remember reading a thread on here about insurances. (can't find it now). My insurance is up for renewal in May (car and home. If our IVA is accepted, should we inform Direct Line, or is there no need. I can't remember what the advise was!!
Posted: Wed Apr 16, 2008 6:04 pm
by chris.g
I phoned my insurers after we went br to inform them, they said it didn't matter. I'm with Morethan for the house contents and Privilege for the car (privilege is part of direct-line)
Posted: Wed Apr 16, 2008 6:08 pm
by angela18
ok thanks.. do you think I best tell them to cover my back!!
Posted: Wed Apr 16, 2008 6:13 pm
by chris.g
Well if you tell them and they say it ok that's fine. If you don't tell them they could get awkward if you need to claim and void your insurance, so I would cover your back,
xx
Posted: Wed Apr 16, 2008 6:16 pm
by sjw
hadnt realise that br effected car or home insurance , why is that if its paid up to date whats it got to do with them?
Posted: Wed Apr 16, 2008 6:17 pm
by chris.g
Terms and Conditions of some insurers I suppose...crazy 'cos it doesn't affect it.
xx
Posted: Wed Apr 16, 2008 6:18 pm
by sblack
Hi,
I doubt very much if an IVA will effect your insurance.
Posted: Wed Apr 16, 2008 8:14 pm
by Skippy
I told Churchill when I went BR and they weren't interested, and neither were the RAC when I asked them for a quote.
Posted: Wed Apr 16, 2008 8:15 pm
by angela18
oh well theres my answer.. thanks for that
Posted: Wed Apr 16, 2008 9:02 pm
by Skippy
I would tell them Angela - when Dave was taking out contents insurance when we moved one of the companies refused to insure him because there was a bankrupt living in the house!
Posted: Wed Apr 16, 2008 9:06 pm
by angela18
do you think it'll be the same or IVA.. I best tell them when I renew, probably staying with direct line!! been with them 5 years so they no I'm good for my money!! so to speak[:I]
Posted: Wed Apr 16, 2008 9:09 pm
by chris.g
Ang, just out of curiosity, don't renew your insurance automatically. I saved around £50 by getting a new policy with the same insurers just by getting a new quote online. The girl laughed when I said I'd had a cheaper quote from them...online. Done it for 2 years now.
xx
Posted: Wed Apr 16, 2008 9:14 pm
by angela18
going to go on switch tomorrow and see what gets thrown up..
i'll try that chris.. think happened on car insurance a couple of years ago.. phoned to cancel and they bettered the offer!!
Posted: Wed Apr 16, 2008 9:14 pm
by Moneystinks
Glad you posted re this..........
We have our home insurance with our bank which is our creditor and we have just been in touch with Melanie re our situation. Currently we pay each month by dd. I am a bit worried about giving my new etails to the insurance company due to them being part of the old bank - am I being paranoid???
Posted: Wed Apr 16, 2008 9:15 pm
by angela18
ooh I don't know how this would work.. is it the same company or totally different just sharing the same name!! (if that makes sense)