www.iva.co.uk

My girlfriend has seen a house she would like us to buy.I am currently in my 3rd year of my IVA,she is putting 90 thousand down as deposit so we need 120k mortgage .She earns well but would my earnings count and if so how do i work out how much i can pay towards the house.Also if we live together i presume her earnings dont count towards or have anything to do with my IVA do the?

Hi katanaman and welcome to the forum

Your earnings can count towards the mortgage, and her earnings will be taken into account for the purposes of your IVA - only so far as to confirm that you are paying a fair share towards the household bills and not more than you ought to be.