www.iva.co.uk

Firstly - Happy Easter to you all! Hope the snow hasn't spoilt your weekend. We received our Chairs Report yesterday so thought I would share our "results" with you.

Mine

Argos Store Card - yes
Barclaycard - yes
Citi Financial - yes
Egg Csrd -yes
Littlewoods Catalogue - yes
Debenhams (Max Recovery) - no
Dorothy Perkins (Max Rec) - no
New Look Card - didn't vote
Next Directory - didn't vote.
95.44% yes[:)] 4.56% no
Offer 59p/£1

Hubby
MBNA (Max recovery) - yes
RBS Loan - yes
RBS Card - yes
100% yes vote[:D]
Offer 30p/£1

Joint
First Direct o/d - yes
Paragon Personal finance - yes
100% yes vote.[:D]

Hope this helps some of you try and work out how they may vote!!! Although Max Recovery voted no for 2 of my little debts but yes to hubby's large debt!![?]

strange how it works sometimes isn't it??

Bet you are having a great weekend[:)]

Hi
Thanks for the info
Regards

That's great info, don't want to count our chickens but the wife and I have a lot of the same who said yes, hope your having a great holiday [:)]

I have Paragon as a main creditor, this is the loan with my ex which I have struggled with and now owe more than borrowed. Hopefully they will look kindly at me also..

They are represented by KPMG who are very fair and commercial voters - so as long as the right proposal is put forward you should be fine.

I wondered hy KPMG were involved - there's a bit of paperwork from them - now I know!! Thanks Melanie! Our Paragon was only for 2k left to pay - it was for a (stupidly bought, conned into buying) timeshare. We're trying to sell it at the moment, but won't get anywhere near the price we paid for it - far less than half the price. These companies that sell these things seriously need looking into. Iknow we could have said no but when you've been in a place for over 4 hours with a salesman bearing down on you (so to speak!!), you say anything to get out of there.

I know what you mean - I have two weeks in Florida which are rarely used but cost a fortune to maintain each year!