www.iva.co.uk

Hi All,
Received the report thingy today, was surprised at the amount of written work (pages) and a bit techy, but I think I know whats what, Pay XX each month keep first 10% of extra then hand over 50% of whats left, I am due a bonus this month, just got the news today, not sure how much, 40% will go to my IVA, strange thing is, if it was paid monthly I would have been able to keep it all as over 12 months it would be less than 10%, as I do not get overtime at all on a consolidated salary.

enough waffle heres the results

Cahoot credit card £2740 yes
Halifax Credit card £12355 yes
John Lewis creditcard £5036 yes
Lloyds overdraft £752 yes
Lloyds loan £14251 yes
Lloyds loan ££5880 yes
Lloyds Crdit card £9866 yes
Mint Credit card £3171 yes
Paypal credit card £3943 invalid/no proxy

£715 per month dividend of 57p

I hope you find it of interest and maybe even of some use.

Best Wishes
Mark

Thanks for posting that Mark. Good luck with your IVA, and please keep posting x

Just a point Mark - you will need to pay 45% of the bonus to the IVA and not 40% (Sorry!)

Hi Melanie,
Thanks for all your hard work, and thanks for the % correction, I had not worked it out properly yet just a bit of a quick guestimation, chuffed to bits by the very very rapid way you and the team have sorted this out for me. I think it has been 7 weeks or so from initial contact to approved, in word awesome.

Best Wishes and thanks again
Mark

Mark

The main reason for our speed was that you were very organised with your paperwork and always responded quickly when we needed something. It really does help when clients are as co-operative as you have been.