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Posted: Fri Aug 29, 2008 12:01 pm
by dave_w
can a secured loan payment be part of an expenditure breakdown?

Posted: Fri Aug 29, 2008 12:03 pm
by kallis3
Hi Dave and welcome.

Not too sure what you mean, but you need to put down all expenditure, including mortgages and secured loans as well as all other expenditure.

Posted: Fri Aug 29, 2008 12:08 pm
by kallis3
But, you can't include it in an IVA.

Posted: Fri Aug 29, 2008 12:12 pm
by MelanieGiles
The cost of servicing the secured loan will be taken into account in calculating the level of disposable income that is available for creditors.

Posted: Fri Aug 29, 2008 12:58 pm
by jane.l
sorry, admin, but how come this new member has managed to use my picture of my Georgiecat??????

Posted: Fri Aug 29, 2008 1:02 pm
by jane.l
please delete it

Posted: Fri Aug 29, 2008 1:10 pm
by plasticdaft
did you copyright the picture?? ;-)

Posted: Fri Aug 29, 2008 1:20 pm
by kallis3
I would say that if it is your photograph you have the right to say who can use it.

Posted: Fri Aug 29, 2008 1:33 pm
by Viki.W
Jane, I've mentioned this earlier in Admin's post as yours and Ladyh's cats have both been nabbed.

Posted: Fri Aug 29, 2008 1:42 pm
by kallis3
Perhaps they can be taken out of the avatar lists? Or a new avatar list for those of us with special ones which can't be accessed by others?

Posted: Fri Aug 29, 2008 8:46 pm
by Adam Davies
Hi
This is something that has been overlooked and will be corrected shortly
Regards

Posted: Tue Sep 02, 2008 9:39 am
by jane.l
Has the avatar trouble still not been sorted out????

Posted: Tue Sep 02, 2008 2:02 pm
by Adam Davies
Hi
Dave W is now an Otter !!!
Regards

Posted: Tue Sep 02, 2008 3:29 pm
by creditcrunched
i wish thats all i had to worry about pictures!!!!!![:D]