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Posted: Tue Sep 02, 2008 9:13 am
by rom4ine
Took long enough but I finally got a phone call at about 7:15pm last night. They did apologise but by then I didn't care because IVA was approved 98% of creditors voted yes and no moderations at all!!!! I'm so so happy, feel like a huge weight has been lifted from my shoulders and I can start living life again. Thanks to everyone on here for their support, can't wait to make my first payment now!!! They said I should have to make the first payment in the next 30days, how soon have others made their first payments???
Romaine xx
Posted: Tue Sep 02, 2008 9:18 am
by Viki.W
Hey Romaine, that's brilliant news, congratulations. They made you wait didn't they? Lots of people pay their first months payment before their creditors meeting and some soon after so that sounds about right. Good luck and keep posting for support. X
Posted: Tue Sep 02, 2008 9:19 am
by rayb
Congratulations - now you can look forward to living your life again and a debt free future in 5 years
Posted: Tue Sep 02, 2008 9:24 am
by Julie
Phew thats a relief - well done you!
We made the first payment immediately.
Good luck and keep posting [;)]
Posted: Tue Sep 02, 2008 9:29 am
by moretolife
thank goodness...this mus be on record ad longst wait ever??...congrats to you...relax now....
keep posting....
we had already paid our first month ahead of meeting...so next one was due 30 days after that....got off to a flying start
what was your dividend and payment etc...
Posted: Tue Sep 02, 2008 9:38 am
by rom4ine
I owed £18,504.96 and monthly payments will £238
Posted: Tue Sep 02, 2008 9:44 am
by angelrainbow
We paid a month in advance, which was nabbed by the creditors (was supposed to be payment for the IP) Our first payment is due on the 25th of this month, we were approved on the 26th August.
Posted: Tue Sep 02, 2008 9:49 am
by stressed_suzanne
Congratulations
Posted: Tue Sep 02, 2008 11:30 am
by trina
Congratulations, and good luck for the future[:)]
Trina x
Posted: Tue Sep 02, 2008 11:32 am
by Abby
excellent news well done.[:)]
Posted: Tue Sep 02, 2008 11:38 am
by Lisa2009
Fantastic news, well done from me too xx
Posted: Tue Sep 02, 2008 12:25 pm
by Skippy
Congratulations xxx
Posted: Tue Sep 02, 2008 12:38 pm
by cat 1
well done and no modifications as well! At least your IVA will be easy to follow.I find the mods so confusing! Cat
Posted: Tue Sep 02, 2008 1:28 pm
by nemo1
It is a weight lifted off your shoulders,did they include 50% as they didnt with us untill it was to late for us to do anything as at that point your just so glad for creditors to stop phoning you. I agree the mods are confusing i o think ivas should be more regulated
Posted: Tue Sep 02, 2008 1:37 pm
by tori
Thats wonderful news romaine,congratulations and best wishes for your debt free future!! i too made a payment before the creditor meeting and then the next one was 4 weeks after the iva was approved.[:D]xx