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Hi all.

Haven't been on for a while, things get really busy at work over the exam period and to be honest I needed a bit of a break from the whole debt issue. I have popped on occaisionally to see how everyone is doing though.

I am looking for a bit advice from the experts too. We have a company who have been instructed to collect our NT contributions. They sent a letter saying that we should pay £325 a month for my hubby and £145 for me. Mine sounds OK (although they haven't applied the NT code for me yet). OH's was applied on 31st July and I have calculated that between then and now (6 weeks) he has received approx £368 more than he would have done with his old tax code. They have written today and requested £650 within 28 days along with the latest installment?????

Whats the best way of dealing with this? Should I send them copies of all the pay slips received since the NT code was applied along with the £368?

Dee

Hey Dee, really missed you around here, hope you're ok. Are you going to the Birmingham FF meeting? I hope so. Sorry can't answer your question but I'm sure someone more in the know will. Glad you're ok. X

hi dee!

lovely to hear from you on here! you have been missed!

sorry i cannot answer your question but sure some one will be able to help!

barb x

Hi Dee

Good to see you are still around [:)]

I completely understand what you mean ... sometimes the whole debt thing can become a bit intense can't it. Over the few years that I have been a Forum member I've gone off and bounced back again a few times!

Debbie

Hi Dee [:)],

Glad to see you're still around, fully understand that you need a break. But as long as you come back from time to time and don't forget us all [:D].

Hope one of the Experts will be along soon to answer your question.

xx

Hi Dee - nice to see you back!

Your IPA payments are based on the amount of tax and national insurance deducted from your salary - so if there is a discrepancy then you should send your payslips off to the collections company and show them what you ought to be paying.

Thanks guys its nice to be back!

Thanks Melanie I'll do that.

Night all

Dee x

Hi dee, hello from me too. Hope you are ok and lovely to see you back . I hope all sorts out with the contributions thing.

Ang xx

Nice to see you back Dee. Hope you get it sorted.

Welcome back Dee, I'm glad you're ok x

Hi Dee, nice to see you back.

I can also identify with wanting to move away from time to time, once I didnt post for 6 weeks or so. I just couldnt bring myself to even take a look here. Still I came back and its a free country, right?

Hi all

I called the company instructed to take my payments and spoke to a lovely young lady who said I right to call as they weren't allowed to take more than we had been paid. She has asked us to send all OH's weekly payslips on a regular basis because he rarely has 2 weeks the same. Sometimes he gets a £10 bonus other times he has to work a few hours over. They will then calculate the exact amount to be paid. She did suggest that he didn't work overtime but thats not an option because when he does he doesn't really have any choice. I shall work on the basis wage tax and then take 25% of anything over that and put it to one side until they request a new payment, I think that should cover it.

Thanks again for your welcome back messagesxx

Dee

Glad to see that things are getting sorted out Dee [:)]

Debbie

Did you speak to someone at Clarke Willmott Dee? I've spoken to them a couple of times and they've been really helpful, and they are so nice! They had made a mistake with the date of my payments and I got a letter saying I'd missed a payment - when I rang up they corrected the date and apologised for upsetting me!

Yes Skippy it was Clarke Willmott and they seem to be very reasonable people so hopefully things can get sorted

Dee
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