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Posted: Sun Sep 07, 2008 9:54 am
by kevin.tf
hi
i have £10,000 owing, can i qualify as i am a home owner and earn 1800 pounds a month.
Posted: Sun Sep 07, 2008 9:57 am
by Viki.W
Hey Kevin, welcome to the forum. Your debts are a little low to qualify for an IVA but if you can share a few more details then we can advise you. Is this your only unsecured debt and how many creditors do you have? There is a solution so hang in there. X
Posted: Sun Sep 07, 2008 9:58 am
by Skippy
Hi Kevin and welcome to the forum.
Unfortunately you wouldn't qualify for an IVA as your debts are less than £15000. Have you thought of a debt management programme (DMP)? You could try talking to either the CCCS or Payplan, as neither of them charge a fee for a DMP. Another option is a company called Brightoak who also organise DMPs but charge a fee. They are highly recommended by people on this forum. All 3 companies would be able to advise you of the best way forward for you.
Posted: Sun Sep 07, 2008 1:23 pm
by Soulgrowth
Just wanted to say welcome to the Forum also Kevin ... Skippy's advice is excellent advice [:)]
Keep in touch and let us know how you get on.
Debbie