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Posted: Fri Sep 12, 2008 5:50 pm
by carlosdm
HI There, is it possible to get part of your debt on an IVA and have a remaining small debt that you can afford. As i have a mortgage with one of them and would like to open an account with them? Also will this affect my remortgaging in the future as in next year?
Regards
Posted: Fri Sep 12, 2008 5:53 pm
by Wizzard
Welcome to the forum Carlos. As far as I am aware all unsecured debts have to be taken into account in an IVA. However I am not an expert but I'm sure one will be along in a minute or three
Posted: Fri Sep 12, 2008 6:08 pm
by MelanieGiles
Not at all. An IVA is a process to deal with all of your debts, and not just a selection of those you choose to include. I do not think that the fact that you owe a mortgage lender money on an unsecured account would necessarily stop you gettin a mortgage with them in any case.