www.iva.co.uk

First of all, many apologies for not being on the forum lately, you will understand from my post why.
Recently, I have had the opportunity to work a lot of overtime, this I have done willingly as our contingency was depleted due to necessary car repairs. I am sure I read on a thread somewhere, that the 50% payments go towards your final figure.
If this is the case, and I manage to get a lot of O/T over the next year, would my IVA finish earlier than expected, or, is the payment just taken regardless?

The overtime payments are on top of your usual payments - so the IVA would only end early if you were fortunate to be able to pay your creditors in full.

Thanks Melanie, at the end of the day we still benefit by getting our share and it gives us that bit of breathing space to make life more bearable. Do you ever sleep?????

Hi BOT

Good to see you around again ... wouldn't it be nice if you build up a bit of a fund to offer and finish your IVA a bit earlier [:)]

Debbie

Morning Debbie, hopefully that's our plan, it would be a great feeling to be able to make a F&F offer.

Just found a leak at the back of the built in kitchen units, god knows how long it's been there and what damage it's caused, best laid plans and all that!! [:(]