Posted: Sun Sep 21, 2008 9:26 am
Hi
Can I ask yet another question. When my husband and I go bankrupt (in around 10 days) does anyone know how they will treat my wages?
My husband is redundant at the end of this coming week, he will definatley have no disposable income. He will not get any benefit as we spent 18 months in America and he has not paid his national insurance for that time, when they then look at means tested they will say I earn enough to support us.
When I take my wages and put it through the CCCS website then without paying the mortgage or creditors my wages cover everything else we need, food, utilities, council tax,water etc, with nothing left over. Will they say I only need to pay half of that and my husband has to pay the other half and therefore I have disposable income??? If that happens I do not know how we will manage as I need to support us all. (including our daughter who is in FT uni but lives with us). When we move out in to rental in December we should be able to get help with the rent - so that should be covered and still leave my pay for living on.
Dee
Can I ask yet another question. When my husband and I go bankrupt (in around 10 days) does anyone know how they will treat my wages?
My husband is redundant at the end of this coming week, he will definatley have no disposable income. He will not get any benefit as we spent 18 months in America and he has not paid his national insurance for that time, when they then look at means tested they will say I earn enough to support us.
When I take my wages and put it through the CCCS website then without paying the mortgage or creditors my wages cover everything else we need, food, utilities, council tax,water etc, with nothing left over. Will they say I only need to pay half of that and my husband has to pay the other half and therefore I have disposable income??? If that happens I do not know how we will manage as I need to support us all. (including our daughter who is in FT uni but lives with us). When we move out in to rental in December we should be able to get help with the rent - so that should be covered and still leave my pay for living on.
Dee