www.iva.co.uk

Is it possible to enter an IVA without my partner knowing?

That depends on wether you have any shared debts / mortgage / joint tenancy agreement or just live together
I've been in my IVA for almost 12 months, my partner has no link to my debts and we do not live together and he has absolutely no idea i'm in an IVA

If youre living together its not going to be possible Joanne. Its probably better to be honest anyway. Its a stressful time and if youre together your OH might be able to help you through. Remember we all make mistakes, its so easy to fall into a debt black hole. You need all the help and support you can get to get out of it.

Good luck

I live with my partner and there's no way I could have got through everything without telling him - it meant there were no secrets between us and he has supported me though everything.

I do agree - honesty is definately the best policy, i decided against it as my partner is "financially comfortable", and i didnt want him to think i was with him for his money!!!

Sorry Vicki, I hope that didn't sound as though I disapproved of you not telling your partner! If I didn't live with Dave things I would probably have felt differently.

Hey Skippy - no offence taken

Me niether Viki, everyones circumstances are different, totally understand where your coming from too. My family are comfortable, I am the only one ever to get divorced and move into council house. I told them and they were brilliant at the time but I have seriously blotted my copy book and I am well bottom of the pile in my relationship with them.

I think its a hard decision to make but you have to think how you would feel if halfway through an iva your partner was to open up to you and admit they had debts. My opinion on the matter is that its a stressful enough time waiting to get a proposal accepted,without the worry that so and so is going to phone and your partner is going to pick up the phone.

Partners arent just there for the good times in life(well the good partners anyways!!)

To answer your specific question - you do not have to inform your partner of the IVA, which after all is just an agreement to repay which is private between you and your creditors, however as the other posters have already wisely advised, you may well need their ongoing support throughout the next five years, so do have a think about whether it is better to share this matter.