Posted: Tue Sep 30, 2008 7:44 pm
does this affect your future credit by taking an IVA?
Hi sxy and welcome to the forum.
Your credit rating will be affected for 6 years from the date of the creditors' meeting. Once the 6 years are up you may still have a problem getting credit as you will have a credit 'clean sheet' and you will need to build your credit rating back up.