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Posted: Fri Oct 03, 2008 4:09 pm
by james.c
I have made now 20 payments, theirs onnly 40 left which means i am 1/3 of the way through it.
Time as gone quick i thought an IVA would seam a long time.
Posted: Fri Oct 03, 2008 4:13 pm
by kallis3
Well done James. My six months seems to have gone quickly as well.
Posted: Fri Oct 03, 2008 5:23 pm
by Julie
Hi - we're not too far behind you. 19 payments made. I would say everything was fine until major car problems of late. That has been testing trying to keep positive, but when you think its almots 1/3 of the way, it gives you motivitation to keep going.
Looking forward to finishing but hate wishing our lives away. xx
Posted: Fri Oct 03, 2008 7:47 pm
by pixie
well done James, it does seem to fly by! how are your 2 little angels?
Posted: Fri Oct 03, 2008 8:12 pm
by johnp
Thats good James
Ill be half way in december its been abit of a struggle at some points so hope the other half goes quickly cant wait lol. no credit cards no loans no worries. John
Posted: Fri Oct 03, 2008 9:02 pm
by beresford
Hey it's a great feeling isn't!! I've made 23 payments and the time has flown in. Is there anyone on this site who is on say there last year of IVA payments? That would definitely be seeing light at the end of the tunnel!
Posted: Sat Oct 04, 2008 12:15 am
by phil732
hi john
I will be 1/2 way through in December as well,and you are right time does go quickly, keep up the good work mate. good luck.
Posted: Sat Oct 04, 2008 8:11 pm
by debbie.s
We are nearly half way through too. This third year seems to be going quicker than the first two, hope this continues for the last two.
We have had a few problems so far, the main one being my husband having to give up work due to ill health. We have managed to maintain payments so far with my overtime and a few cutbacks. At least I don't have to do much housework now he's at home!
Posted: Sun Oct 05, 2008 5:09 pm
by MelanieGiles
James - what is happening about your F&F offer of settlement?
Posted: Mon Oct 06, 2008 6:32 am
by james.c
Hi Melaine
The IP as called a creditors meeting this friday 10th October, they firstly have to vote to amend my IVA to remove the 24 month clause, and if they agree to this then vote for the F and F, which will give each creditor 44p to the £ instead of 47p as per the original agreement. Very nervous, but got my fingers crossed that i get a phone call on Friday saying everything got accepted, i think Friday will be a long day for me.
Posted: Mon Oct 06, 2008 6:54 am
by David Mond
Fingers crossed - I am sure they will vote in favour. Good luck
Posted: Mon Oct 06, 2008 6:55 am
by aguise
All the very best for friday James. Fingers crossed all will go well. Keep busy on friday though I am sure you are with those beautiful little girls.
Ang xx
Posted: Mon Oct 06, 2008 6:59 am
by aguise
David I would also like to say hello and welcome to the forum, your help and advice is so appreciated.
Ang
Posted: Mon Oct 06, 2008 9:53 am
by MelanieGiles
That's great news James - be sure to let us all know as soon as you do.
Posted: Mon Oct 06, 2008 9:58 am
by Skippy
Good luck for Friday James x