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Posted: Fri Oct 10, 2008 11:45 am
by james.c
I am very pleased to say, i have just spoken with my IP and the F and F as been accepted.
Only two crediotrs voted which was Capitial One and Halifax and they both voted yes to remove the variation and voted yes to the settlment figure.
Dont think its home yet.
Posted: Fri Oct 10, 2008 11:47 am
by Skippy
Congratulations James, I'm really pleased for you x
Posted: Fri Oct 10, 2008 11:49 am
by MelanieGiles
Hurrah!! That has made my weekend and full marks to your IP for having the guts to challenge the 24 month silly modification. I am personally very pleased with the result, and you should all be delighted.
Posted: Fri Oct 10, 2008 11:49 am
by kallis3
Fantastic news James, really pleased.
Posted: Fri Oct 10, 2008 11:51 am
by pixie
Fantastic news James, so pleased for you.
glad it's finally over for you and you're now debt free. Here's to the future [:D]
Posted: Fri Oct 10, 2008 11:55 am
by Viki.W
James, that's great news. Congratulations. X
Posted: Fri Oct 10, 2008 12:11 pm
by size5
Excellent news, time to get on with the rest of your life, without any more debt hopefully, and do keep posting. Your post should hopefully give encouragement to all who are in a similar situation.
Good luck and regards.
Posted: Fri Oct 10, 2008 12:21 pm
by Adam Davies
Hi James
That really is great news
You will soon be debt free and able to enjoy your new life and family to the full
Regards
Posted: Fri Oct 10, 2008 1:12 pm
by Lisa2009
Oh James, im so pleased for you. Congratulations, you really deserve this xxxxxx
Posted: Fri Oct 10, 2008 3:25 pm
by Julie
Thats brilliant, so nice to read some good news [:)]xx
Posted: Fri Oct 10, 2008 4:54 pm
by moretolife
what great news james...i remember you were one of the first posts i read...with the pics of your two wee sweeties....
Posted: Fri Oct 10, 2008 5:23 pm
by aguise
Great news James i am so pleased for you.
Ang xx
Posted: Fri Oct 10, 2008 5:24 pm
by freelili
REally pleased for you James now you can celebrate and get on with your life with those lovely girls.
Good luck for the future.
Posted: Fri Oct 10, 2008 5:26 pm
by orchid5
Nice one James, good luck and best wishes for a debt free future.
15 down, 45 to go
Posted: Fri Oct 10, 2008 5:55 pm
by james.c
Still can not believe it.
Big lesson i have learnt money, and how to budget.
I can honestly say i will never take out a visa card or a loan again. Except a mortgage.
Its taught me how to budget and in doing that it will now be good to know in the future all my money is mine.
And in future if i want something i will save up for it, and if am hard presses for money then i will have to go with out, but never again debt.
If no one objects i hope to keep posting on here as i found the experts advice brilliant, but also advice from people like Andy who have actually been through it, and i would love to give a bit back to everyone on here after all the help and support i have had.
James