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Posted: Tue Oct 14, 2008 10:05 am
by Mazzall
Me and hubby had our creditor's meeting yesterday and we are over the moon that our joint IVA has been approved. Just wanted to say a BIG thank you to Melanie, Hywel, Angela and Tina who helped us through the whole process, they really have been great, so professional and non judgemental and I highly recommend them. We were terrified going into this but the relief we felt yesterday was overwhelming. You don't realise how much the debt is taking over your life until you start seeing an end in sight. We would also like to say a big thank you to everyone on this forum for all the wonderful advice and compassion that you so unselfishly show. Knowing that we were not alone and hearing all the wonderful things that were said about Melanie and her team made our decision so much easier and helped us pull our heads out of the sand and deal with our mountains of debt head on. We are expecting a baby and we are so happy that we can finally really look forward to our little ones arrival. Feel genuinely excited and happy now, we cannot wait. I will post our horrendous debts and (quite surprising) voting results when we get the final figures through. Can't find the words to thank everyone enough though. Here's to a new debt free start (in around 6 years), I know it won't be easy but we are looking forward to being able to answer the phone and opening the mail again with no fear!!![:D][:D][:D]
Posted: Tue Oct 14, 2008 10:09 am
by Skippy
Congratulations and good luck for the future x
Posted: Tue Oct 14, 2008 10:09 am
by emma_t
Many congratulations, it really is the best feeling in the world after all the stress of creditors hasseling for payment.
A fresh start for you both[:D]
Good Luck
Emma x
Posted: Tue Oct 14, 2008 10:11 am
by davram1967
Feels good doesn't it? Congratulations to you both and good luck with it. Another success for Melanie and her brilliant team.
Posted: Tue Oct 14, 2008 10:27 am
by Lisa2009
Congratulations!!!!
Posted: Tue Oct 14, 2008 10:34 am
by billy1010
Congratulations,
Time now to enjoy your new baby.
Your positive words are enlightening to people like myself who are currently preparing to go into an IVA. We too have chosen Melanie and her team and so far they have been nothing but excellent.
Really pleased to see your news, so uplifting to hear of someone leaving behind the misery of debt.
Take care of yourself and your little one, new life is so precious you do not need debt to spoil that special time.
XX
Posted: Tue Oct 14, 2008 10:44 am
by Mazzall
Good luck to you too with your IVA Billy1010...you really couldn't be in better hands. Thanks also to everyone for all your kind words, it really is comforting to know we are not alone. I don't know what we would have done without this forum. I have been reading some of the blogs and the journeys some of you guys have been on, you are truly an inspirationxx
Posted: Tue Oct 14, 2008 10:52 am
by Lisa2009
The blogs are brilliant and show people that no matter what happens in life we WILL bounce back
Posted: Tue Oct 14, 2008 12:54 pm
by facingittogether
brillian news! i can remember the relief myself!
i am really pleased for you!
love barb x
Posted: Tue Oct 14, 2008 1:05 pm
by MelanieGiles
We were so pleased for you yesterday - a great result and make sure you let us all know about the little one's arrival! Well done.
Posted: Tue Oct 14, 2008 1:58 pm
by moretolife
such good news mazzell...well done and congrats...enjoy some stress free days to come....
Posted: Tue Oct 14, 2008 2:21 pm
by Adam Davies
Hi Mazzall
Congratulations and yet another success story for Melanie and her team
Regards
Posted: Tue Oct 14, 2008 3:06 pm
by caraf
Congratulations and Good Luck for the future.
Regards
carol
x
Posted: Tue Oct 14, 2008 3:15 pm
by Happy
Congratulations, Hubby and I have been in our joint IVA for 1 year best thing we ever did.
Nik
Posted: Tue Oct 14, 2008 5:00 pm
by kallis3
Fantastic news!
Good luck with the debt free life and the new baby.