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Posted: Wed Oct 15, 2008 10:01 am
by ian42
HI CAN YOU ADVISE ME AT ALL AM GOING THRU DEBT MANAGEMENT PLAN BUT MY BANK ARE NOT HELPING AT ALL THEY WANT TO DEFAULT AGAINST THAT DEBT SO I WANT TO GO DOWN THE IVA PATH COMPARED TO BANKRUPTCY. QUESTION MY WIFE OWES £11000 DEBTS AS WELL AS AM THE ONLY PERSON WHAT BRINGS MONEY IN AND HAS TO PAY HER DEBTS AS WELL CAN IT BE A JOINT IVA WE CAN ONLY AFFORD £240.00 A MONTH MAX ANY ADVICE BE GREATFULL
Posted: Wed Oct 15, 2008 10:08 am
by David Mond
Possibly - would need full information. Visit
www.iva.com and review practitioners and select one or two to discuss. Good luck.
Posted: Wed Oct 15, 2008 10:11 am
by MelanieGiles
How much do you both owe individually to creditors and are there any joint debts?
Posted: Wed Oct 15, 2008 1:07 pm
by size5
Hello and welcome to the forum ian42
I am pretty sure that I have had an enquiry in from you this morning to which I have replied directly to your e mail address so you can contact me offline if you wish. Alternatively, as advised, you may wish to visit
www.iva.com and take time to speak to 2 or 3 different people before you make your next move.
Regards.