www.iva.co.uk

Hi i am selfemployed, i have had just one tax return, according to that my net profit is just under 10k, as my expenses are bit high IVA seems not possible as i have very less to offer to my creditors, my profit this year end is around 13k i think it makes me little bit more to offer to the creditors but its not register with inland revenue as i am paying taxes at the end of Jan, but my account is ready by the accountant.. is there any possiblitis i can be accepted for IVA? if not what should i do , i will appreciate for you advice.
thank you

just going to reply to get you to the top of the board again and i am sure someone will answer soon who has the knowledge[:)]

I believe from a previous post you have already spoken to someone with regard to this? Did they recommend you for an IVA or a DMP?

they told me to send all my taxreturns and account forcast.they didnt say they can't do it.

Presumably they are going to look at them so they can point you in the right direction.

You can ring one or two other IP's as well, see what they say.

thank you

I am a little confused by your original post - do you just have one debt with HMRC or debts with other creditors as well?

He's got another thread going Melanie on which he says he has £50,000 debt and has credit cards.

His posts are quite confusing though.