www.iva.co.uk

hi just a quick question am I allowed to check my credit history on

Of course, but you may not want to.[:0] X

lol true, but I am curious as to what it says being nosy, will it look really bad?

To be honest I've only looked at annual credit report and that was before the IVA, it wasn't that bad and I'd missed 8 months payments. TSB showed that I hadn't defaulted at all! I've never looked on experian, do you have to pay to look?

ohhhh i see, yes its 11.95 with equifax, i tried but it said I have to call them before i can access my report, hence the worrier I am brought me here. Its weird really I'm nearly 1/2 way through my iva and I seem to be more nervous about it more than ever for some reason.

I've checked mine and it was pretty bad!

thanks for that, dont think I will bother now...lol

after the 6 years what happens to my credit score then?

You'll just have to build it back up again.

That's score.....not debts![:D]

Viki[:D]

phil, I would never want to look at my credit report while in my iva and would definatley not pay £11.95 to do so as I know it will be horrendous[:0]

I think its great that you are halfway through your iva and you may feel a bit nervous about it now as everytime you switch on the tv or open a newspaper its all about the economy and the credit crunch.
I hope the remainder of your iva passes as well as the bit you have done, I do know what you mean though I do worry sometimes 'what if..' but who knows whats around the corner and if something happens I will face it head on and figure it out from there.

Good luck
Emma

Try Annual Credit Report. It's free to do online. Not as good as the others, but at least you can check it.

You can order a copy of your statutory report by post for £2 from all three agencies.