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Posted: Tue Oct 28, 2008 9:35 am
by gailh
my partner and i do not currently live together. if we decide to live together and my partner takes an IVA, will my credit rating be affected because we live at the same address?
Posted: Tue Oct 28, 2008 10:02 am
by Viki.W
Hey gailh, welcome to the forum. Your credit rating shouldn't be affected at all. You can send a letter of dis-association to the credit agencies, the letters are on their websites.
Posted: Tue Oct 28, 2008 10:03 am
by MelanieGiles
It should not be affected unless you are married.
Posted: Tue Oct 28, 2008 10:47 am
by gailh
many thanks for this info. puts my mind at rest. i was concerned given the current outlook on mortgages etc as i need to remortgage next spring.