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Posted: Tue Nov 04, 2008 10:32 am
by johnh
Just had a call from Hywell at Jones Giles saying our IVA has been accepted. We had a tortuous few days since the creditors' meeting last Thursday when Northern Rock's "NO" meant that, without a "YES" from another creditor, my wife's IVA would fail. That extra vote has now come in and we are in the clear with a few minor modifications. What a relief!!!! Nothing is set in stone as we had a "yes" vote from HSBC even though the proposal returns around 30p in the £ and from MBNA. As far as I know only Northern Rock voted "NO" but will post the full results when available. Ours is not a standard proposal so perhaps should not be used as a yardstick for others. Huge thanks to Melanie and her team (October record intact) particularly poor Hywell who has had to chase around for votes and removal of modifications whilst at the same time being bombarded with telephone call from me. I couldn't have been so patient with me!! Thanks too to Andrew Graveson who got the ball rolling for us in the first place and, of course, to everyone on this forum both for waking us up to the possibilities open to us and for the endless support and advice the forum gives. This is a life-changing morning for us. Bless you all!!!
Posted: Tue Nov 04, 2008 10:33 am
by angela18
Well done.. this is the start of the future now.. its a good feeling isn't.. bet you're over the moon!!
Posted: Tue Nov 04, 2008 10:34 am
by helpIVA
I bet you are so happy now and can start to move on and make the payments - well done
Posted: Tue Nov 04, 2008 10:35 am
by Abby
well done from me too, and good luck for the future.[:)]
Posted: Tue Nov 04, 2008 10:40 am
by kallis3
Congratulations johnh, really pleased for you. Good luck for the future.
Posted: Tue Nov 04, 2008 11:00 am
by stressed_suzanne
Congratulations, and good luck for the future
Hywell is a Godsend isn't he!
Posted: Tue Nov 04, 2008 11:02 am
by MelanieGiles
John
We are all absolutely delighted with the result of your creditors meeting. Your's was a difficult case, for all sorts of reasons, but we got there in the end!
Posted: Tue Nov 04, 2008 11:02 am
by Viki.W
Congratulations John, I'm so pleased for you both. Enjoy your day and make sure you celebrate tonight. X
Posted: Tue Nov 04, 2008 11:02 am
by moretolife
what great news johnh and a great post....a good start to the day....
Posted: Tue Nov 04, 2008 11:12 am
by Shining
I love posts like this but am never surprised to see Melanie is the IP. Well done to Melanie and team and a huge congrats to you John, I still enjoy being in my IVA, no worries. x
Posted: Tue Nov 04, 2008 11:19 am
by johnh
Thanks, Melanie and everybody else for your good wishes. I might just spoil myself on a cheeky bottle of vino this evening before settling in to a an all-night session on the US Elections.
Posted: Tue Nov 04, 2008 11:23 am
by Skippy
Congratulations and good luck for the future xxx
Posted: Tue Nov 04, 2008 11:33 am
by Julie
Well done John and enjoy the wine xx
Posted: Tue Nov 04, 2008 11:38 am
by aguise
Well done John h. All the best.
Ang xx
Posted: Tue Nov 04, 2008 11:45 am
by indie25
that's great news john. congrats
x