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Posted: Mon Nov 10, 2008 6:55 pm
by rochelle123
Hello, not very happy today- had an apointment with nationwide to open there simple cash card account, got there and they told me im not allowed it as im entering into an iva and it would be frozen on completion? i told them i was advised they are a good bank and recomended for iva- got quite upset!! ive heard people recomend the co op bank- which account would i be allowed with them and how long does it take to set up? i have been trying to change bank for the last month (first with natwest who were slow and useless then with nationwide) thanks R[:(]

Posted: Mon Nov 10, 2008 6:58 pm
by aguise
Hi Rochelle
It is the coop cashminder account.

Ang x

Posted: Mon Nov 10, 2008 6:58 pm
by poppy
Hi, sorry you have had trouble. Have you tried alliance & leicester?

You can apply online.

Posted: Mon Nov 10, 2008 7:00 pm
by susey
have you tried the royal bank if scotland easy cash account i applied on lineand got accepted by being on the electrol roll it took about two weeks altogher

Posted: Mon Nov 10, 2008 7:04 pm
by rochelle123
alliance and leicester is a creditor as is lloyds which i believe is linked with rbs so no good, but thanks for the sugestions

Posted: Mon Nov 10, 2008 7:07 pm
by susey
i did't now rbs was connected to lloyds

Posted: Mon Nov 10, 2008 7:08 pm
by susey
i now the bank of scotland is not the royal bank

Posted: Mon Nov 10, 2008 7:14 pm
by Moneyworries
I can certainly recommend the Coop Cashminder...and im now BR. They are very IVA/BR friendly.

Good luck

Posted: Mon Nov 10, 2008 8:23 pm
by flumpy dog
i was worrying too hun-go for co-op they gave me one-cashminder basic
also melanie told me yorkshire bank do a good basic account good luck x

Posted: Mon Nov 10, 2008 8:28 pm
by Casper
I got turned down by Nationwide as well. Got in with the Halifax though.

Posted: Mon Nov 10, 2008 8:33 pm
by Skippy
I'd recommend the Co-op Cashminder as well. You need to apply on the phone or in a branch.

Posted: Mon Nov 10, 2008 8:38 pm
by emma_t
The co op is a fantastic, friendly and helpful bank, I have nothing bad to say about them and always recieve a first class service.

You can also pay money into/withdraw money from any post office[:)]

Posted: Mon Nov 10, 2008 8:44 pm
by freelili
me neither, I went in and told all, they offered me a cuppa and made me feel at ease.

They always try for the higher accounts first and mine got deferred, then they sent me the stuff through for a cashminder, so it does take a week or so to get everything through.

Better treatment than the other bank I went to, I explained and they took me to the bowels of the building, I was thinking I was going to be hung, but they did give me a basic account there and then.

Posted: Mon Nov 10, 2008 8:53 pm
by fifilebonbon
We have just got a business account and personal current account with the Coop! Good luck! x

Posted: Mon Nov 10, 2008 9:04 pm
by LoneRanger
RBS is linked to Natwest, I don't think there linked to lloyds. Co-op cash minder is a good one to go for.