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Posted: Wed Nov 12, 2008 3:19 pm
by S2004
hi
i opened a halifax bank account 14 months ago just before my iva was approved ive had my iva for 13 months now halifax have just found out about the iva does this mean they will close my account.
Posted: Wed Nov 12, 2008 4:14 pm
by pixie
Hi and welcome to the forum.
You shouldn't have any problem with them. Are any of your creditors related to them?
I opened an account with them just prior to my IVA and have had no problems. Not sure if they know though!
Posted: Wed Nov 12, 2008 4:24 pm
by S2004
no debt with halifax so hopefully will be ok don't want to move banks again to much stress LOL
Posted: Wed Nov 12, 2008 4:57 pm
by kalla
You say they {Halifax)have just found out about it...they must have combed throuh the insolvency reg'.
Two things can happen here - your account is downgraded to basic account and your visa debit withdrawn/you'll not offered loans/Over Draft facilities revoked or........... nothing will happen and you keep your account....but thats upto TSB's policy as its new owners.
Posted: Wed Nov 12, 2008 5:13 pm
by MelanieGiles
I cannot see that they will have a problem, if this is just a normal current account with no overdraft facility.
Posted: Wed Nov 12, 2008 7:54 pm
by Lisa2009
Hubby's IVA providers recommended him open a basic account with Halifax and for the 3 years he had his IVA, they were fine.
Posted: Wed Nov 12, 2008 8:19 pm
by Skippy
In response to Kalla's post, when I was in my IVA I had my current account with Lloyds TSB. I kept the full account with them, and they were happy for me to keep the account when I went bankrupt.