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Posted: Wed Nov 12, 2008 3:21 pm
by craigm
Will an IVA just cover Personal loans & credit cards or can bank overdrafts and CCJ's be included too?
Posted: Wed Nov 12, 2008 3:29 pm
by aguise
Hi Craig and welcome to the forum.
An iva covers all unsecured debt, that includes overdrafts and credit cards, loans. Not anything that is secured against an asset such as a house.
Ang
Posted: Wed Nov 12, 2008 3:58 pm
by craigm
Thanks for your response.
So does this also mean that my CCJ's will be part of the IVA?
Posted: Wed Nov 12, 2008 4:40 pm
by kallis3
Hi and welcome,
I think that CCJ's are included.
Posted: Wed Nov 12, 2008 4:56 pm
by MelanieGiles
Your CCJs will definately be included in your IVA proposal, but you should continue to make any payments into Court until this has been accepted by creditors.