www.iva.co.uk

Hi,

i get paid tomorrow (Friday). All the key stuff goes out by Direct Debit on Monday (mortgage, insurances + utility bills).

I need to move the remaining £1200 out as quickly as possible without alerting the bank, so that we can actually eat food this month.

Any suggestions?

If I do a bank transfer out of my account to a savings account (with another bank) will they get suspicious and block it? I dont want to cancel my credit card direct debit until as late as possible ... probably wed/thurs next week.

All suggestions welcomed .....

They may block it - but an on-line transfer may well be the quickest way to find out their attitude to the accounts. Is there any way that you can stop the salary payment going into the account at this late stage? I suspect not.

Be advised as well that even though you may cancel your DD for your credit card, the bank may well re-instate it and take the money out. This happened to me with my loan, even though I didn't have the money in there. It's happened to other posters too.

The good news though, is that any charges IF they do this, will be taken up by IVA.

my salary goes in tonight .... i guess i can take out £300 cash from the cash machine in the morning, and keep fingers crossed for the rest .....

will contact the bank on monday morning .....

Stevie - can you go into a branch and try withdrawing the rest over the counter, after you've used the cashpoint?

Good point Julie.

Like Julie has said, i would just go into a branch if you can and withdraw the amount over the counter.

Be careful which way round you do it - Nationwide told me that I had to withdraw money over the counter first and then use the cashpoint (I think). It might be worth checking with your bank.

Skippy's right - check which way you're bank works. Halifax, I have to draw out from the cashpoint first.

They may block the transfer so I think it would be best to get £300 out the cashpoint and then withdraw the rest over the counter.

At least you will have the cash then and don't have to worry.

I got stung by this, the day after my salary went in, i would get your ID and bank card, go to the counter and withdraw what you have left asap