www.iva.co.uk

Hi everyone , have not posted for a while but our meeting is today so sooo nervous.
I was meant to be at work but i have a rotten cold so am off feeling lousy all round.
This morning we have received 7 letters all from Eversheds-Max Recovery to advise that all our MBNA debts and one of my Barclaycard debts have been passed to them.
MBNA have about 21% of my debt and 20% of my husbands.
Could this be a good sign, do not want to get complacecent, but at least if it is a no go we will now be dealing with MAX rather than MBNA.

Just want it sorted !!!

[:(!]

Hi Karen and very best of luck.

It is definitely an advantage that Max have bought the debts as they almost always accept. Hope your other creditors do as well.

Let us know.

Will do
should get the call at around 4 o clock.
Thanks for coming bak to me.

Max took over my Barclaycard debt & I think it is a positive as a sensible proposal will give them a good profit as they buy it in quite cheap in the first place.

I would not worry as I am sure your IP would not have put forward your proposal unless they felt it had an excellent chance of success! but I know you can't help getting nervous as it is hard to block out negative thoughts! it was for me.

Good luck, shame it was not an early meeting so you could relax for the rest of the day!

Thanks Fox,

I know this is horrible, am trying to keep busy but as i have a cold i do not feel like doing much and if i laze around i'll get even more nervous. At the end of the day it would take us 30 years to pay back what we owe and longer if they add charges so this is last chance saloon so to speak.
Will keep you posted.
Have a nice day.[:I]

Hi Karen

I guess there is really not much I can say as youre going to be nervous all day.

Do remember though that you have done your best and your chosen IP will not have put it forward if they thought it wouldnt go through. There is an answer to every problem, not always the one we want to hear unfortunately but the most precious thing you have is your family and youre very precious to them, no one can ever take that away.

Good luck hun and I do hope youre feeling much better soon.

Sending you a mice hug.

love

))))))) hug((((((

GOOD LUCK!!

I think you will be fine.

I am keeping my fingers crossed for you!!

Thanks Everybody, everyone is so nice on here and so supportive.xx

Good luck Karen-have got everything crossed for you!![:)]xx

good luck

Thanks James, by the way when does Shameless start again as i am sure you said your daughters are in it. I am a big fan.x

Yes series 6 starts some time in January, followed by series 7 later on in the year which they will be on as well.

Also on the 19th January they will be in Doctors.

Bad news is we have decided not to carry on with shamless next year, even though the production staff and actors are helpfull and always do everything they can. It takes an hour half to get their and get back, on the wya back in the car the girls get upset, plus they expect us to be at the beck and call, which would be ok if they paid us £2000 a month to do that, but they only pay as and when they need us and its not that much copmared to the hassle.

If they meant to be actress then later on life they can pursue it, but must child actors, remain a child actor and never make it in the adult world as actors

I'll watch out for doctors too. set the Sky Plus!!

Yes i can imagine it to be a hassle. Years ago i used to do some modelling for the Tourist Board abroad and it all sound glamorous but it was hard work a lot of the time so with 2 young girls it must be difficult.

Just caught up with this one - best of luck, not long to wait now!

Good luck xxx