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Posted: Fri Nov 28, 2008 7:59 pm
by john.jk
Just had our latest mortgage statement from northern rock and it is still showing the amount that we owe on our unsecured loan with them ! As this was part of our IVA that was approved in july should this still show on the statement ![:)]
Posted: Fri Nov 28, 2008 8:00 pm
by MelanieGiles
No John - but I suspect it is a left hand/right hand issue. No harm in dropping them a note to confirm the IVA and to ask them to remove this debt from your statement, although I suspect that this may not happen until the IVA is satisfactorily concluded.
Posted: Fri Nov 28, 2008 8:04 pm
by john.jk
Thanks melanie...
Should we decide to try and re-mortgage next year.... !!(try ha ha ) They can only charge what is owed on the mortgage is this correct ?
Thank you
Posted: Fri Nov 28, 2008 8:09 pm
by MelanieGiles
Absolutely!
Posted: Fri Nov 28, 2008 8:12 pm
by john.jk
Thank you x
Posted: Tue Dec 02, 2008 6:29 pm
by molly16
ha ha ... NR . we have bben iva since 2005 and our mortgage statement stll shows the unsecured .... and strangely enough shows some payments being made from it ... not by us . we pay the secure element and thats it .they are obviously just keepigng the intrest payments up to get some money back . we reckon that when we remortgage next year that it will disappear from statementswhen iva concluded. mind by the looks of NR website they wont be giving us a remortgage !!!