www.iva.co.uk

Posted: **Fri Dec 05, 2008 4:05 pm**

I have been reading lots of posts on this forum and they have all been very helpful. I am going through the stages with Payplan for an IVA and have just signed and submitted everything back to them this week. Just got to wait now...........and not being the most patient of people this is a real challenge!

Anyway I just wanted to say "hi".

1 step

Posted: **Fri Dec 05, 2008 4:12 pm**

Hey 1 step, welcome to the forum. Good luck with your proposal, keep on posting, we'll all be here for you every step of the way.[:)] X

Posted: **Fri Dec 05, 2008 4:41 pm**

Hi 1 step,

I have just started an IVA with payplan & it was all done & dusted in 7-8 weeks & I have to say they were very good throughout[:)] hope it all goes well for you & you can start getting yourself back on track!

Posted: **Fri Dec 05, 2008 4:53 pm**

Thank you for the great replies. Can I ask, once you sent your signed proposal to Payplan how long did you have to wait for your creditors's meeting?

I must admit, the feeling of using actual cash which is your own is fantastic! Paying nominal payments felt a little wierd. And only a few weeks ago I felt rock bottom but much better now.

Have a good evening all,

1 step x

Posted: **Fri Dec 05, 2008 5:25 pm**

It is strange looking at my account & seeing CR! i am being careful with everything I spend & at the moment & it is ok but I know there will be tougher times ahead[:(] it was about 4 weeks 1 step once I signed & sent off the proposal.

Posted: **Fri Dec 05, 2008 6:26 pm**

Hi I step closer
Payplan are a very reputable company.
Put you trust in them to deliver.
Have they advised making token payments to your creditors whilst you wait ?
Regards

Posted: **Sun Dec 07, 2008 4:47 pm**

Hi from me.
Good Luck with your propsal.
x

Posted: **Sun Dec 07, 2008 4:50 pm**

Hi, and good luck from me too. I am 8 months into an IVA with Payplan. It took us about 8 weeks from start to finish and so far they have been looking after us very well.

Posted: **Sun Dec 07, 2008 5:49 pm**

Hi, welcome to the forum and good luck with your proposal from me as well x

Posted: **Sun Dec 07, 2008 6:41 pm**

Hi 1step, welcome to the forum. Well done for getting your proposal in. The feeling of using your OWN cash instead of credit cards is great isn't it?

Good luck!

xcx

Posted: **Wed Dec 10, 2008 8:52 pm**

Hi! Sorry I havent been on it is manic at work right now. I am still making token payments would rather do that than do nothing if you see what I mean! I managed to get in some overtime which is very rare so that is helping big style. Our co doesnt normally do overtime but we are so busy right now, they havent much choice.

Best of all, its pay day next Monday - and I still have money!!!!! woohoo!

Take care all

1 step

Posted: **Sat Dec 13, 2008 3:16 pm**

My date has come through - 6th jan at 1.30. Would have preferred it earlier but never mind.

Posted: **Sat Dec 13, 2008 3:18 pm**

Good luck for the 6th 1 step closer, please let us know how you get on. X

Posted: **Sat Dec 13, 2008 3:20 pm**

Good luck from me as well.

Posted: **Sat Dec 13, 2008 4:17 pm**

Good luck from me too.